lu AByxJreTHr.rx cToKoB
H no o6o6ueunbrM napaMerpaM croKa c r.rcnoJrb3oBaHueM
qCHHOCTH
rlyrerra cJrox{eHr{fl Kpt4Bbrx o6ecneqeHFrocrn (prac. g0, apaccoprHpoBr(y u nofoAoeoft or60p o6ulero qucJra Jrer noJToBHO O6ecne,reHHbrx r{ ueo6ecneqeHHbrx Jrer. MeroAIaxa
.qeHa Ha pucyHxe 80, e H B ra6.[zqe 14.
Pac. 60. Cxenra pacr{era no C. H. I(puuronry a M. @. Meuxe.nrc:
a, 6, a - cJro)KeHHe KpHBbrx o6ecneqeuuocr': e - nocrpoeH'e xpuaurx o6ec-
La"nee roAbr eropofi coMHr,rreJrrsofi rpynnbr HccJreAyror c oAHHM, AByMs
H HeCKOJIbI{1.{MIt npeArrrecTByioqr.rMrr foAaMr.r, To ec'r'b ilpoAoJr}KaroT Hx
paccoprllpoBKy Ha 6eeyc,noBHo o6ecneqeHHbre n ueo6ecner{eHHbre roAbr H3
rpynnbl ycJloBHo-nepe6ofiublx JIer rlpn cor{eratrr HX c npeAuecrByrouruMn
|oAaMrr.
Cyrvrua nepotrtlocrefi A,* N ,*S,: I : N, . floc,rreAoBareJrbrlocrb or-
6opa pa3ilr4rrHbrx rpynnupoBor( "rrer npuBeAeHa e ra6rraue 14.
IIp z saneplxeHau or6opa o6ecneqeHHocru p ro v p oo _ onpaKTr4r{ecKn cMbr-
Kalorcfl .H tpyrna ycJIoBHo nepe6ofiHux (conaHurenrHul) ner oKa3brBaercfl
rIoJIHocrbIo paccoprHpoeauuofi Mex{Ay 6esycnonHo 6ecnepe6or?sunru t4
nepe6otiHuvz ro4avrra. llpu aroM BeJrHqr.IHa o6ecneqeHHocru roAoBorl or-
IaIIv paBHa:
P:Ar-lAr+"'*Ao,
LlJITI
p: (l -S) 100, (75)
rAe O - qvcro coqeraHLtft xpunux o6ecneqeHHocrefi ycaoBHo repe-
6or?srrx Jrer c a6conmrrofi xpranofi o6ecneqeHrrocrn croKa;
Ai- BepoflTHocrz. 6esycJloBHo 6ecnepe6orluux Jrer rro roAaM
or6opa cofJracHo ra6.nuue 14.
S: 
'X 
S, - BeporrrHocra nepe6oftubrx Jrer.i?r '
l{,na ocyuecrBJleHIEa or6opa He rpe6yerca orucbrBarb noJrHocrbro Bce
KpIlBbIe o6ecneqeHHocrtz. flocrarouuo onpeAeJrHTb o6ecneqeHHocru op-
AHHar nq, n nq. - F*" no roAaM.
nns orAeJIbHbIX JIer BeporrHocrH nepe6or?nsrx Jrer cocraBJrfltor:
So:,(l - p,o_/N". (TG)
BepoarHocru ycJroBuo nepe6ofiHbrx Jrer Bbrr{prcr.rror rro Qopuyne:
N r*r: (Pno-9- Pno) N r- (77)
Vuuoxesl'Ie Ha BepoflTHocrb ycJroeHo nepe6orlsux Jrer AeJraror nrfl yqe-
Ta yAeJrbHofo Beca fpyriiiHpoBor( rrpk ulx noroAoBona or6ope.
BoguoxHbl pa3uble cnoco6sl cJrolxeHarr KpHBbIX o6ecneqeuuocrefi, Ha-
npvMep npHeM cJrolKeH?rfl AByx KpHBbrx Ha KoopAHHarHoM KBaApare co
cropoHaMr, paBHbrMH eAHHHue (puc. 8l ).
Ha oAuofi cropoHe KoopAr{HarHorl
eyrc o6ecleqeHHocrr.r croKa x, a Ha Ar{eHHocrr4 coMHHTeJIbHbrx ner y. Heo
qeHr'rocTr4 HX CyMMAt Z:X*U nO rol
coMHHTeJrbHbrx (ycnonuo nepe6ofinr,.
KpHBorl o6ecne-
- e) npoBoAflr
rpyrrraM 6esyc-
or6opa npuBe-
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Kpunan o6ecneqeHHocrn croKa Ailfl, nepBoro roAa or6opa pacqJre-Hflercfl AByMs JII{HHIMH, napaJrJreJrbHbrMH ocz a6cqncc, npi 3HaqeHr4t4a ^,,o - Fvo Ha TpH qacrH' coorBercrBytoufix rpynnaM BoAHocr?r.r\ nepBoH rpynne orHocflrcfl foAbr, 6esyc.nonso o6ecnerreHHbre (Ki2o),
AalKe ecJIH B Haqafle roAa BoAoxpaHHJrHuIe 6uno o[opo)KHeHHbrM. briecne-rleHHocrb ee cocraBvtr Po:Ar.
Ko rropori rpyrre orHocsrcfl roAbr, ycJroBHo nepe6ofiuue (a)>I(r)>
oKa3arbcr Heo6ecnerIeHHbIMH. BepoarHocrb arofi rpynrrbr coMHHTeJIbHbrxJIer_paBHA N r:P o_ g- P o.
,-- K rperreri rpyfine orHocflTcfl roAbr, 6esycnonuo Heo6ecneqeHHbre((;(a^- B""), 4axe ecJrH B HaqaJre roAa BoAoxpaHHJu.rqe 6uno 3a[oJr-HeHo. Bepoaruocm raKnx rrer Arrs nepBoro roaa or6opa'Sr:l J F"ju.
TAEJII,IUA 1.4
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fpynnu rer
Eecnepe6ofiHue ro4nr
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Kpranyro o6ecneqeHHocrn ycJroBHo nepe6oiiHbrx Jrer U Aelrrr Ha m
HOBCJIUKHX HTITCPBAJIOB, NO IPAHI4IAM KOTOPbIX CHI4MAIOT BCJIHqHHbI
AHHAT.
Op.uuHare nd' xpunofi o6ecneqeHHocru ycJroBHo nepe6ofinbrx JIer coor-
BercrByer HyJrb, a nq, - Fro - eAr4 Hr4ua.
paB-
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241
IJepro4u correraHHft